How do I know if I have private insurance? I have Medicare - that's not private insurance, right?



Private health insurance plans generally include health plans provided by employers and policies people buy on their own. But, it’s important to know that if you receive benefits from Medicare, Medicaid or any other government medical program you might also have private health insurance liens.

Many people have government insurance that is administered by a private company, like a Medicare Advantage plan. Some people also have supplemental Medicare plans, which are private health insurance plans that fill the gap for costs and treatment Medicare may not cover. So it’s possible that you might have been covered by Medicare and a private health plan.